Find your risk tolerance

Mutual Fund Investor Risk Profile Questionnaire

Personal Information

1. Name:

2. Age:

3. Occupation:

4. Annual Income:

5. Investment Experience:

Investment Objectives

1. What is your primary investment goal?

   • a) Capital preservation

   • b) Income generation

   • c) Capital appreciation

   • d) Speculative gains

2. How long do you plan to keep your investments in mutual funds?

   • a) Less than 1 year

   • b) 1-3 years

   • c) 3-5 years

   • d) More than 5 years

3. What percentage of your total savings is allocated to mutual funds?

   • a) Less than 10%

   • b) 10-25%

   • c) 25-50%

   • d) More than 50%

Risk Tolerance

1. How would you describe your knowledge of investment products?

   • a) None

   • b) Basic

   • c) Intermediate

   • d) Advanced

2. How do you feel about potential fluctuations in your investment value?

   • a) I cannot tolerate any loss

   • b) I can tolerate small, short-term losses

   • c) I can tolerate moderate losses for potential higher returns

   • d) I can tolerate significant losses for higher potential returns

3. If your investment lost 10% of its value in a month, how would you react?

   • a) I would sell all my investments

   • b) I would sell some of my investments

   • c) I would do nothing

   • d) I would buy more investments

4. How important is it for your investments to provide regular income?

   • a) Very important

   • b) Somewhat important

   • c) Not very important

   • d) Not important at all

Financial Situation

1. What is your current employment status?

   • a) Employed full-time

   • b) Employed part-time

   • c) Self-employed

   • d) Unemployed

2. Do you have any existing debts? (e.g., mortgage, loans, credit card debt)

   • a) Yes, significant debt

   • b) Yes, moderate debt

   • c) Yes, minimal debt

   • d) No debt

3. What is your current savings or emergency fund status?

   • a) No savings or emergency fund

   • b) 1-3 months of expenses saved

   • c) 3-6 months of expenses saved

   • d) More than 6 months of expenses saved

4. Do you have any dependents who rely on your income?

   • a) Yes, many dependents

   • b) Yes, a few dependents

   • c) Yes, one dependent

   • d) No dependents

Investment Preferences

1. Which type of mutual funds do you prefer?

   • a) Conservative (e.g., money market funds, bond funds)

   • b) Balanced (e.g., balanced funds, moderate allocation funds)

   • c) Aggressive (e.g., equity funds, sector funds)

   • d) Highly aggressive (e.g., emerging markets funds, small-cap funds)

2. How frequently do you review your investment portfolio?

   • a) Daily

   • b) Monthly

   • c) Quarterly

   • d) Annually

Risk Profile Summary

Once the questionnaire is complete, tally the responses to determine the investor's risk profile. Based on their answers, classify the investor into one of the following categories:

1. Conservative Investor:

   • Prioritizes capital preservation and regular income

   • Low tolerance for fluctuations and losses

   • Prefers conservative mutual funds (e.g., bond funds, money market funds)

2. Moderate Investor:

   • Seeks a balance between capital appreciation and income generation

   • Moderate tolerance for fluctuations and losses

   • Prefers balanced mutual funds (e.g., balanced funds, moderate allocation funds)

3. Aggressive Investor:

   • Prioritizes capital appreciation with some income generation

   • High tolerance for fluctuations and losses

   • Prefers aggressive mutual funds (e.g., equity funds, sector funds)

4. Highly Aggressive Investor:

   • Seeks maximum capital appreciation with minimal concern for income

   • Very high tolerance for fluctuations and losses

   • Prefers highly aggressive mutual funds (e.g., emerging markets funds, small-cap funds)