Step-1
Step-2
Step-3
Step-4
It doesn't tell us hidden problems in the company but it is a good way to screen stocks fundamentally in a very short time
For banking sector, we need following parameters
- PAT(profit after tax) margin[QoQ, YoY]
- Interest earned[QoQ, YoY]
- Interest spent or expended[QoQ, YoY]
- Reserves/Surplus[YoY]
- Deposits[YoY]
- Advances[YoY]
- CASA-Current account saving account growth
- is CAR-capital adequacy ratio is sufficient
- Gross & net NPA, operating profit margin, provision coverage ratio among competitor
- others[who is managing director or CEO?,
% share of different type of customers- wholesale banking, retail, Treasury & other services,
Shareholding pattern]
F&Q
Where should I download annual report or financial report of a company?
- Just search companies name on google. Either you can go to companies official website to check the annual report or any other financial/trading websites. Annual report are also present on NSE or BSE official website.